The Nigeria Police Force has directed all serving officers across the country to transfer their Retirement Savings Accounts (RSAs) to NPF Pensions Limited on or before August 31, 2025. This directive follows a formal appeal from the Managing Director of NPF Pensions Limited, Mr. Kolade Moradeyo, to the Inspector-General of Police (IGP), Kayode Egbetokun.
In a letter received by the IGP on July 3, 2025, Mr. Moradeyo requested that the police hierarchy mandate all officers who are yet to migrate their pension accounts to do so promptly. He explained that the consolidation of all RSAs under NPF Pensions is necessary to facilitate an enhanced pension scheme for police personnel.
“We respectfully request the intervention of the Inspector-General of Police by directing all police officers who are yet to transfer their RSAs to NPF Pensions Limited to do so on or before 31st August 2025,” the letter stated.
“This request is crucial to enable the consultants engaged by NPF Pensions Limited to compute percentage enhancements based on officers’ ranks and steps.”
Implementation of the Directive
Following the appeal, DCP Lateef Adio Ahmed, the Principal Staff Officer to the IGP, issued a circular dated July 7, 2025, conveying the directive to the Deputy Inspector-General of Police in charge of Finance and Administration.
“I am to humbly convey the directive of the Inspector-General of Police that you advise all police officers who have not yet transferred their RSAs to NPF Pensions Limited to do so immediately,” the circular stated.
To further enforce the directive, the Department of Finance and Administration issued another memo dated July 10, 2025, signed by AIG Godwin I. Eze on behalf of the Deputy Inspector-General. The memo was addressed to all Deputy and Assistant Inspectors-General of Police, commandants, commissioners, and heads of police colleges and training schools across Nigeria.
“You are requested to ensure that personnel under your command migrate their pension accounts to NPF Pensions Limited not later than 31st August 2025,” the document read.
Purpose and Benefits of the Consolidation
The move is part of a broader strategy to streamline the pension system for police officers by consolidating their retirement accounts under one fund manager—NPF Pensions Limited.
NPF Pensions was specifically established to manage police pensions under the Contributory Pension Scheme, regulated by the National Pension Commission (PenCom). However, many officers had registered with other Pension Fund Administrators (PFAs), leading to fragmentation and complications in benefit calculations.
Once fully implemented, the consolidation will allow:
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A unified database of all police pensioners
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Easier processing of benefits
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Rank-based pension enhancements tailored to years of service, rank, and salary level
Additional Developments
NPF Pensions Limited is also working to clear a backlog of 20 months of unpaid accrued pension rights, utilizing proceeds from a ₦758 billion bond. The fund manager aims to improve the timeliness and adequacy of pension disbursements for retired officers.
The coordinated efforts by the IGP and NPF Pensions reflect a renewed commitment to securing better retirement conditions for police personnel.
