Pension and additional income: More pension from July – how to get the best for yourself

But still something more in the account? The rules for pensioners will change on July 1, 2026. Anyone who takes advantage of these deadlines can secure many advantages. That’s how it works.

April 22, 2026, 12:49 p.m

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Article summary

From July 1, 2026, pensioners with a mini-job can revoke their previous exemption from compulsory pension insurance and pay their own pension contributions again. This new regulation enables almost two million older people to increase their pension, as many work a mini-job despite having a pension. The decision whether to pay pension contributions or not lies with the individual. By returning to pension insurance, additional pension entitlements can be built up, which can increase the pension in the long term. In addition to the pension increase of 4.24 percent from July 2026, the active pension offers pensioners the opportunity to earn up to 2,000 euros a month tax-free, which is particularly interesting for married couples.

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Pensions will increase automatically on July 1st. And pensioners with mini-jobs have a unique opportunity thanks to a change in the law.
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Anyone who is a pensioner Mini job and has been exempted from the pension insurance requirement, July 1, 2026 will be an important deadline for him: from then on, this earlier exemption can be canceled once again – and Pay your own pension contributions again in a mini-job. The basis is a new regulation in the Social Code VI (Section 6 Paragraph 1b SGB VI). With the change, the legislature wants to make a previously final decision in mini-jobs correctable so that pension entitlements can arise again.

What sounds strange at first can be worth it for some – after all, almost two million older people go despite it pension a mini-job. Many because the statutory pension is too low. By switching to compulsory pension insurance, you now have the chance to increase your pension a little.