Clear-cutting or reform? In unpublished papers, financial politicians are working on social savings. Savings should therefore primarily be made in the services provided by social associations. They are alarmed. There needs to be an open debate about this – about the proposals and mutual mistrust, writes the economist Georg Cremer. He teaches as an adjunct professor of economics at the University of Freiburg, is the former Secretary General of the German Caritas Association and is currently a member of the Federal Government’s Pension Commission.